New: Novolink launches instant payouts in Vietnam & Thailand, Korea & Japan, Brazil & USARead announcement →
Cross-border payment infrastructure

Move money at the speed of the internet.

One API. 200+ countries, 500+ payment methods, and a median response time of 180 milliseconds. Built for the businesses that move the world — from gaming studios in Manila to forex brokers in London.

Trusted by
Lattice Pay Northwind Pulse Gaming Flowline Argento
novolink · live
$novolink routes payment
→ resolving "USD→IDR" via "QRIS"
→ best route 142ms
→ fees 0.45% // 60% under competitor avg.
→ status "SETTLED ✓"
Live latency
180ms
Uptime · 90d
99.99%
Today
2.8M txns

The infrastructure
behind the numbers.

Novolink processes billions in flow across regulated corridors — moving money between buyers, sellers, and platforms in places where traditional rails can't keep up.

01
200+
Countries covered
Direct + partner rails
02
500+
Payment methods
Cards · APMs · Crypto
03
180ms
Median response
P99 < 400ms · any region
04
$52B+
Processed in 2025
Settled, not just authorized

Built for the businesses at the edge of the world.

Whether it's a $0.99 in-game skin in Jakarta, a $50,000 withdrawal in São Paulo, or a creator tip in Lagos — Novolink routes it the same way: instantly, safely, locally.

01 / Forex & Trading
Instant deposits,
lightning withdrawals.

Brokerages and prop firms move money across 200+ local rails with sub-second routing — and 24/7 payouts that don't depend on correspondent banks.

SEPA Instant PIX FPS SEPA
02 / Gaming
Top-ups, skins, micro-transactions.

Local payment methods in 90+ gaming markets, with chargeback control built for high-velocity SKUs.

QRIS GoPay Paytm MercadoPago
03 / Social
Creator economy, tips, gifts.

Native payouts to 190+ countries, with KYC, tax forms and FX handled under the hood.

04 / E-commerce
Cross-border checkout that converts.

Smart routing picks the cheapest local rail per buyer. Recover abandoned carts with the payment method your customer already uses.

Cards Wallets BNPL
05 / Travel
Multi-currency, everywhere.

Settle in EUR, USD, JPY or local currency. FX margin as low as 0.3%.

06 / SaaS & Subscriptions
Recurring billing in 80+ markets.

Smart retries, dunning flows and local invoices for every customer.

ACH SEPA DD Boleto
07 / Web3 & Crypto
On-ramps and off-ramps without the headache.

Pre-KYC'd fiat-to-stablecoin ramps, with built-in screening and Travel Rule compliance. From 30+ local currencies to USDC, USDT, EURC — in under 30 seconds.

USDC USDT EURC PIX SEPA
08 / Remittance
Move value home, faster.

P2P and B2B corridors to 140+ countries with a flat 0.5% fee and live FX.

09 / iGaming
High-velocity, low-friction.

Built for regulated iGaming — KYC at the API, jurisdiction-aware flow, and same-day payouts.

Local everywhere, global by design.

Every region has a different payment culture. We've built for each one. Click a region to see the methods your customers already trust.

From São Paulo
to Singapore.

Direct integrations with local acquirers, banks, mobile wallets, and Open Banking providers — so your customers pay the way they already do, and you get the same dashboard.

Explore the corridor map
🇻🇳 Vietnam VietQR · MoMo · ZaloPay · Cards 16 methods
🇹🇭 Thailand PromptPay · TrueMoney · Cards 15 methods
🇰🇷 Korea & 🇯🇵 Japan KakaoPay · Naver Pay · PayPay · Konbini 22 methods
🇧🇷 Brazil PIX · Boleto · MercadoPago 12 methods
🇺🇸 USA ACH · Cards · Apple Pay · Google Pay 15 methods
🇮🇩 Indonesia QRIS · GoPay · OVO · DANA 18 methods
🇮🇳 India UPI · Paytm · NetBanking · Cards 24 methods
Live region Connected

One integration. Every way to pay.

Cards, bank transfers, mobile wallets, Open Banking, QR, BNPL, crypto on-ramps — surface them all in one checkout, one dashboard, one contract.

Card acquiring
Mobile wallets
Bank transfers
QR payments
Crypto on/off ramp
Open Banking
B
BNPL
Real-time payouts
FX & settlement
Direct debit
Vouchers & cash
24/7 settlements
Why teams pick Novolink

Built for 180ms,
not for the 2000s.

Latency is the silent killer in payments. We architected every layer — edge nodes, smart routing, pre-funded liquidity — so your checkout doesn't drop the buyer before they pay.

40+ edge POPs across 6 continents — your API call lands on the closest one, every time.
Pre-funded corridors — no waiting on correspondent banks. Payouts settle in seconds, not T+1.
Smart retry that learns from your traffic — cascade through 3+ methods without the buyer noticing.
99.99% uptime SLA with active-active failover across three independent clouds.
Live transaction feed ● live

Three steps to everywhere.

From the first line of code to your first international transaction — most teams are live in under two weeks.

Step 01
One integration

Drop our SDK in any stack. Test in sandbox with real-shaped data from 40+ markets. No integration partner, no upfront costs.

~ 15 minutes
Step 02
Smart routing

Each transaction is scored against success rate, fee, FX and buyer history — and routed to the rail most likely to convert.

~ 180ms p50
Step 03
Instant settlement

Funds land in your master account in your currency, ready to be paid out to vendors, creators, or your treasury — same day.

~ T+0 globally
For developers

An API that respects your time.

TypeScript-first SDKs, idempotency keys baked in, deterministic error codes, and webhooks that actually retry. You'll integrate in a Friday afternoon.

Idempotent by default — safe to retry any call
Sandbox seeded with 200+ real test cards & accounts
Webhooks with signed payloads & exponential retry
OpenAPI spec, Postman collection, and full reference
Read the docs
Node.js Python Go Ruby PHP Java .NET
Node Python Go cURL
create-payment.ts
// A single call. 500+ methods, 200+ countries.
import { Novolink } from "@novolink/sdk";

const novolink = new Novolink(process.env.NOVOLINK_KEY);

const payment = await novolink.payments.create({
  amount: 1500000,      // IDR 1,500,000
  currency: "IDR",
  country: "ID",
  method: "auto",        // we pick QRIS, GoPay, OVO…
  customer: { email: "rina@example.com" },
  webhook: "https://yourapp.com/hooks/novo",
  metadata: { order_id: "SKU-9921" },
});

// → { id: "nv_8X2…", status: "pending",
//    next_action: { type: "qr_code", expires_in: 240 } }
console.log(payment.next_action);

Bank-grade. Audited. On every layer.

Money doesn't tolerate ambiguity. That's why Novolink is licensed in 14 jurisdictions and audited annually by the same firms the big banks use.

Compliance

Licensed in 14 jurisdictions

EMI in the EU & UK, MSB in the US, MAS in Singapore, and 11 more. Direct integrations, no pass-throughs.

Security

PCI-DSS Level 1 certified

The highest tier for card data. Tokenization, end-to-end encryption, and 24/7 SOC monitoring.

Risk

Built-in AML & sanctions

OFAC, EU, UN and HMT screening. KYC, KYB, and Travel Rule flows ready out of the box.

Resilience

99.99% uptime SLA

Active-active across 3 clouds, 40+ POPs, automatic failover. Credits if we miss it — automatic.

Trusted by teams who can't afford a missed payment.

From gaming publishers in Manila to remittance platforms in Nairobi — here's what our customers say after switching.

"We replaced four payment vendors with Novolink. Checkout conversion in Brazil went from 61% to 78% in three weeks."

MC
Marina Costa
Head of Payments · Lattice Pay

"180ms isn't a marketing line. We measured it. Our traders see deposits land before they close the app."

DK
David Kim
CTO · Northwind Markets

"Our creator payouts used to take 4 days. Now they're in the creator's wallet in under a minute — in 47 countries."

SA
Sara Abara
VP Engineering · Pulse Live
Get started

Go global this week,
not this quarter.

Spin up a sandbox in 60 seconds. Or book a 20-minute call with our payments architects to map your highest-impact corridor first.